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dc.contributor.advisorBeard, Brian
dc.contributor.advisorGrossman, Jeremiah
dc.contributor.authorFonseca, Maíra
dc.contributor.authorGeorge, Jason
dc.contributor.authorGirgis, Maryann
dc.contributor.authorLanger, Miriam
dc.contributor.authorMont, Alexander
dc.contributor.authorRobinson, Shaun
dc.contributor.authorSriram, Maitreya
dc.date.accessioned2009-05-15T14:45:59Z
dc.date.available2009-05-15T14:45:59Z
dc.date.issued2009-05
dc.identifier.urihttp://hdl.handle.net/1903/9082
dc.descriptionGemstone Team ANSWER Poverty (Assessing the Need for Services Which Effectively Reduce Poverty)
dc.description.abstractThroughout the country, low-income, Latino immigrant populations are more likely than others to have difficulty accessing financial services that meet their needs. Langley Park, Maryland, a community with a very large population of recent immigrants, is an ideal place to study this problem. We conducted an analysis of preexisting quantitative data and held a series of focus groups with Latino immigrants in Langley Park. We asked participants about their experiences with and knowledge of financial services. We found that mainstream financial institutions were not always meeting the needs of our target population. We concluded that being “banked” is not always preferable to being “unbanked” – rather, the products and services provided, not who the provider is, are most important. We developed a set of guidelines to help financial institutions (both mainstream and fringe), NGOs, and other local organizations develop financial products that meet the needs of our target population.en
dc.format.extent1005093 bytes
dc.format.mimetypeapplication/pdf
dc.language.isoen_USen
dc.subjectLatino immigrant populationsen
dc.subjectfinanceen
dc.subjectGemstone Team ANSWER Poverty (Assessing the Need for Services Which Effectively Reduce Poverty)
dc.titleImproving the use of asset-building financial services by Latino immigrants in Langley Park, Marylanden
dc.typethesisen
dc.relation.isAvailableAtDigital Repository at the University of Maryland
dc.relation.isAvailableAtGemstone Program, University of Maryland (College Park, Md)


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