Annotating photos is such a time-consuming, tedious and error-prone data entry task that it discourages most owners of personal photo libraries. By allowing users to drag labels such as personal names from a scrolling list and drop them on a photo, we believe we can make the task faster, easier and more appealing. Since the names are entered in a database, searching for all photos of a friend or family member is dramatically simplified. We describe the user interface design and the database schema to support direct annotation, as implemented in our PhotoFinder prototype. (HCIL-2000-06) (Also cross-referenced as UMIACS-TR-2000-23)