UMD Theses and Dissertations
Permanent URI for this collectionhttp://hdl.handle.net/1903/3
New submissions to the thesis/dissertation collections are added automatically as they are received from the Graduate School. Currently, the Graduate School deposits all theses and dissertations from a given semester after the official graduation date. This means that there may be up to a 4 month delay in the appearance of a given thesis/dissertation in DRUM.
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Item BARRIERS OF AGING: THE IMPACT OF HOUSING ON U.S. OLDER ADULT HEALTH(2020) Hall, Quinshay; Roby, Dylan H; Health Services Administration; Digital Repository at the University of Maryland; University of Maryland (College Park, Md.)Today, millions of older adults aged 65 and older, face the challenges of aging. In the past ten years, the number of people aged 65 and older in the U.S. increased from 37.2 million to 49.2 million, and by 2040 an estimated one in five Americans will be age 65 or older (Administration for Community Living & Administration on Aging, 2018; Urban Institute, 2014). Housing is a significant factor in health outcomes for this population because of their increased time spent in the home, which can put them at an increased risk for home accidents (Newman, 2003). Using the Health and Retirement Study, this study explores the association of assistive features being present in one’s home on health status and provides evidence to identify the housing needs of the older adult population.Item A LOOK AT COHOUSING: WHY BABY BOOMERS ARE SELF DEVELOPING ALTERNATIVE HOUSING OPTIONS(2019) Matthews, Georgeanne Nabrit; Howland, Marie; Dawkins, Casey; Urban and Regional Planning and Design; Digital Repository at the University of Maryland; University of Maryland (College Park, Md.)An interdependent community with shared amenities and resources, like ‘cohousing’, is one solution to the challenges Baby Boomers face in finding suitable housing options to age in place. Cohousing developments are on the rise in the U.S., more often lead by a committed group of Baby Boomers who seem to be getting around existing public policy hurdles at great emotional and financial costs on the front end of development. This in an indicator that certain barriers exist in the public policy arena that make it difficult to get zoning approval for a cohousing development, and in turn to access traditional financing options to get these projects built. This dissertation looks at why and how Baby Boomers are self-developing their own alternative housing options as they face their retirement years. Over the next 20 years, the Census Bureau anticipates an increased national demand for moderate to middle-income housing posed by the retirement of 80 million Baby Boomers by the year 2031. This paper will highlight: 1) The demographic issue of the rapid growth in the retirement age population; 2) The social considerations that occur with family members living further afield than in previous generations, and therefore leaving the elderly without a built-in network to depend on. In addition, this generation is accustomed to independence and is looking for alternatives that support their ability to remain independent; and 3) The public policy gap highlighting the lack of affordable housing that meets the needs of Baby Boomers, who are ill prepared to shoulder the costs of retirement according to the Social Security Administration. Architects Schreiner and Kephart draw attention to the need for Baby Boomers to have safe, moderately affordable, amenity intensive housing with built-in community and safety nets (2010). The Harvard Journal on Housing (2008) acknowledges the challenge of providing quality housing across a broad income spectrum and points to population shifts indicating a future need for more cost effective, densely clustered housing that is smaller and more sustainable than the typical American dream home. Baby Boomers will be the largest group in this demand shift, accompanied by other groups like single parent headed households, individuals who live alone and Millennials. However, due to the sheer size of the Baby Boomer generation, this group has the potential to be a catalyst for the creation of new housing initiatives. This trend will require changes in land-use zoning for multi-family housing, and the creation of new financial options that support group living. Baby Boomers seem to be investigating various collective living options in order to offset the financial and social challenges that can come with the aging process. The cohousing model will be used as a case study for its claim that it offers luxury amenities, homeownership, community, cultural activities and a built-in social network by design.Item Impact of Urban Sprawl on U.S. Residential Energy Use(2006-08-03) Rong, Fang; Ruth, Matthias; Public Affairs; Digital Repository at the University of Maryland; University of Maryland (College Park, Md.)Improving energy efficiency through technological advances has been the focus of U.S. energy policy for decades. However, there is evidence that technology alone will be neither sufficient nor timely enough to solve looming crises associated with fossil fuel dependence and resulting greenhouse gas accumulation. Hence attention is shifting to demand-side measures. While the impact of urban sprawl on transportation energy use has been studied to a degree, the impact of sprawl on non-transport residential energy use represents a new area of inquiry. This dissertation is the first study linking sprawl to residential energy use and provides empirical support for compact land-use developments, which, as a demand-side measure, might play an important role in achieving sustainable residential energy consumption. This dissertation develops an original conceptual framework linking urban sprawl to residential energy use through electricity transmission and distribution losses and two mediators, housing stock and formation of urban heat islands. These two mediators are the focuses of this dissertation. By tapping multiple databases and performing statistical and geographical spatial analyses, this dissertation finds that (1) big houses consume more energy than small ones and single-family detached housing consumes more energy than multi-family or single-family attached housing; (2) residents of sprawling metro areas are more likely to live in single-family detached rather than attached or multifamily housing and are also expected to live in big houses; (3) a compact metro area is expected to have stronger urban heat island effects; (4) nationwide, urban heat island phenomena bring about a small energy reward, due to less energy demand on space heating, while they impose an energy penalty in States with a hot climate like Texas, due to higher energy demand for cooling; and taken all these together, (5) residents of sprawling metro areas are expected to consume more energy at home than residents of compact metro areas. This dissertation concludes with the policy implications that emerged from this study and suggestions for future research as well.Item Mortgage Contracts and the Definitions of and Demand for Housing Wealth(2005-05-31) Nichols, Joseph B; Shea, John; Rust, John; Economics; Digital Repository at the University of Maryland; University of Maryland (College Park, Md.)Owner-occupied housing plays a central role in the portfolios of many households. Recent work has explored the connection between a household's position in home equity and the demand for risky assets in the financial portfolio. This dissertation examines the role of the mortgage contract on the definition of and demand for housing wealth. This first chapter develops a detailed partial equilibrium model of housing wealth's role over the life-cycle to explore (1) housing's dual role as a consumption and investment good; (2) the significance of the mortgage contract being in nominal and not real terms; and (3) the tax benefits associated with owner-occupied housing. The household's dynamic stochastic programming problem is solved using parallel processing. The results show that the ``over-investment'' in housing is not just a function of consumption demand but also can be driven by the benefits inherent in the mortgage contract. It also shows that the nominal mortgage contract results in the non-neutrality of perfectly expected inflation. Finally, the paper documents the effect of preferential tax treatment on housing demand. This paper develops an alternative measure of the return on housing that incorporates the consumption stream and the required mortgage payments associated with owner-occupied housing. This measure is then used to demonstrate how the total return on housing varies with anticipated holding length, terms of the mortgage contract, and borrower income level. Data from the Panel Study of Income Dynamics and the Survey of Consumer Fiance are used to explore the empirical relationship between property, mortgage, and borrower characteristics and the total return on housing, the probability of negative total return, and the demand for risky assets.Item Perfectible housing(2004-09-09) Blanco-Lorenzo, Enrique M.; Bennett, Ralph; Architecture; Digital Repository at the University of Maryland; University of Maryland (College Park, Md.)Housing is the basic problem of architecture. It is connected with its origin: the primitive shack. Following the tradition of prefabrication, it is possible to think about new and alternative systems of construction, trying to generate rich and flexible spaces, which answer the changes and requirements of flexibility and adaptability in our society. The project is about an exploration of the contrast between the possibilities of the prefabricated systems and the variety and changeability of our ways of life. New technical solutions allow these new conceptions, creating a system capable of producing from single family houses to multiple story buildings, and attending different kind of aesthetic criteria.